, Newburyport, MA


April 30, 2013

Are you driving from dot to dot?


Without a clear and written roadmap, which you, your spouse, partner, family and adviser, have helped draft with you — your own personal guidebook that maps your financial course with well-marked risks along the way — you are driving dot to dot from one intersection in life to another.

A solid written financial plan details how you can preserve or protect what you own, how you can mitigate damage from the risks that befall us all, and how you can see comfortably ahead for yourself and your loved ones. A life-benefiting financial plan is a lot more than an investment or distribution strategy. It is a guidebook and the basis for many future conversations down the road.

If your financial plan is not written you will fall prey, as my wife and I did, to confusion at high-speed intersections. If your plan doesn’t spell out in language you understand the risks and possible rewards of taking specific steps forward, then you may not get to where it is you want to go.

Are you driving through life dot to dot or are you following a well- balanced blueprint?


Donald E. Askey, a fee-only financial adviser and planner with offices in Amesbury and Boston, can be reached at

Text Only | Photo Reprints

Special Features
Port Pics
AP Video
Kerry: Humanitarian Cease-fire Efforts Continue Raw: Corruption Trial Begins for Former Va Gov. The Carbon Trap: US Exports Global Warming UN Security Council Calls for Gaza Cease-fire Traditional African Dishes Teach Healthy Eating 13 Struck by Lightning on Calif. Beach Baseball Hall of Famers Inducted Israel, Hamas Trade Fire Despite Truce in Gaza Italy's Nibali Set to Win First Tour De France Raw: Shipwrecked Concordia Completes Last Voyage Raw: Sea Turtle Hatchlings Emerge From Nest Raw: Massive Dust Storm Covers Phoenix 12-hour Cease-fire in Gaza Fighting Begins Raw: Bolivian Dancers Attempt to Break Record Raw: Israel, Palestine Supporters Rally in US Raw: Air Algerie Flight 5017 Wreckage Virginia Governor Tours Tornado Aftermath Judge Faces Heat Over Offer to Help Migrant Kids Kangaroo Goes Missing in Oklahoma More M17 Bodies Return, Sanctions on Russia Grow