In the event that you have a loan that isn't currently eligible, don't lose all hope. The HARP guidelines have been expanded once and may be expanded again.
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Justin McHood is America's Mortgage Commentator and lives in the Phoenix, Arizona area. You can find Justin on Facebook, Twitter, and LinkedIn. He is happy to answer any mortgage-related questions that you may have.
Note: The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.